Your commercial auto covers accidents on the road. General liability covers everything else — loading docks, your premises, contractual requirements, and advertising injury. Brokers require it. Shippers require it. We make it easy to get covered.
2 minutes · Multiple carriers · Same-day response
Most truckers understand commercial auto. Far fewer realize what it leaves uncovered — and brokers and shippers require both.
Running for load boards? Most major brokers require $1M GL and a COI naming them as additional insured before assigning your first load.
Fleet under your own authority? Shipper contracts, loading dock access, and facility operations create GL exposures commercial auto doesn't cover.
Brokers have direct GL exposure — property damage claims, contractual obligations to shippers, and errors in carrier matching all create non-auto liability.
Most major brokers require GL before adding you to their vendor lists. Same-day certificates keep you from losing loads while waiting on coverage.
Bodily injury or property damage at your business location — loading docks, yards, offices, or anywhere you operate.
Incidents during business operations — loading, unloading, staging freight, or working at a customer's location.
Claims arising after a delivery is complete — damage discovered after the freight is unloaded and you've left the site.
Defamation, copyright infringement in advertising, false arrest, and similar non-physical injury claims against your business.
Liability assumed under written contracts — broker agreements and shipper contracts requiring indemnification of their operations.
Pays medical expenses for third-party injuries on your premises regardless of fault — no lawsuit required.
Most GL policies bind within 24 hours. We issue additional insured certificates same-day for broker and shipper requirements.
We'll call you back within 2 business hours.